DSCR Insights

Do You Need a Property Under Contract to Start the DSCR Process?

Do You Need a Property Under Contract to Start the DSCR Process?

CapitalVanta
Published on: 23/03/2026

No. You do not need a property under contract to start the DSCR financing process. But having one is what separates a preliminary conversation from a real, underwritable deal—and that distinction matters more than most investors realize.